Ontario mortgage solutions
Current rates
To build a stronger partnership and better serve your clients’ lending needs, we fully disclose all our rates and terms for each province.
1st mortgage urban centers
| LTV | Starting Rate | Lender Fee |
|---|---|---|
| Less than 50% | 8.49% | 1.25% |
| 51% to 60% | 8.99% | 1.25% |
| 61% to 65% | 9.24% | 1.25% |
| 66% to 70% | 9.99% | 1.25% |
| 71% to 75% | 10.74% | 1.25% |
Minimum fee $2,500 – maximum $1,000,000 for this pricing.
2nd mortgage urban centers
| LTV | Starting Rate | Lender Fee |
|---|---|---|
| Less than 50% | 10.24% | 1.5% |
| 51% to 60% | 11.24% | 1.5% |
| 61% to 65% | 11.24% | 1.5% |
| 66% to 70% | 11.99% | 1.5% |
| 71% to 75% | 12.74% | 1.5% |
Minimum fee $2,000.
1st mortgage rural properties
| LTV | Starting Rate | Lender Fee |
|---|---|---|
| Less than 50% | 9.99% | 1.5% |
| 51% to 60% | 10.49% | 1.5% |
| 61% to 65% | 10.74% | 1.5% |
| 66% to 70% | 11.24% | 1.5% |
Minimum fee $2,500.
2nd mortgage rural properties
| LTV | Starting Rate | Lender Fee |
|---|---|---|
| Less than 50% | 11.24% | 2.0% |
| 51% to 60% | 12.24% | 2.0% |
| 61% to 65% | 13.24% | 2.0% |
Minimum fee $2,000.
Products that we will consider on an exception basis:
- Construction – major urban centers only
- Bridge financing
- New to Canada
- Partial interest (BC only)
- Lease land
- Small commercial
- Remediated grow ops