Ontario
mortgage Solutions

Current Ontario Mortgage Rates

Current rates

To build a stronger partnership and better serve your clients’ lending needs, we fully disclose all our rates and terms for each province.

LTV

≤ 50%

51% to 65%

66% to 70%

71% to 75%

Starting Rate

6.99%

6.99%

8.49%

9.49%

Lender Fee

1% 

1%

1%

1%

Minimum fee $2,500.

LTV

≤ 50%

51% to 60%

61% to 65%

66% to 70%

71% to 75%

Starting Rate

7.99%

8.75%

8.99%

9.49%

9.99%

Lender Fee

2% 

2%

2%

2%

2%

Minimum fee $2,000.

LTV

≤ 50%

51% to 60%

61% to 65%

66% to 70%

Starting Rate

8.49%

9.25%

9.49%

9.99%

Lender Fee

1.5% 

1.5% 

1.5% 

1.5% 

Minimum fee $2,500.

LTV

≤ 50%

51% to 60%

61% to 65%

Starting Rate

8.99%

9.99%

10.99%

Lender Fee

2% 

2%

2%

Minimum fee $2,000.

LTV

Starting Rate

Lender Fee

≤ 50%

6.99%

1%

51% to 65%

6.99%

1%

66% to 70%

8.49%

1%

71% to 75%

9.49%

1%

Minimum fee $2,500.

LTV

Starting Rate

Lender Fee

≤ 50%

7.99%

2%

51% to 60%

8.75%

2%

61% to 65%

8.99%

2%

66% to 70%

9.49%

2%

71% to 75%

9.49%

2%

Minimum fee $2,000.

LTV

Starting Rate

Lender Fee

≤ 50%

8.49%

1.5%

51% to 65%

9.25%

1.5%

66% to 70%

9.49%

1.5%

71% to 75%

9.99%

1.5%

Minimum fee $2,500.

LTV

Starting Rate

Lender Fee

≤ 50%

8.99%

2%

51% to 60%

9.99%

2%

60% to 65%

10.99%

2%

Minimum fee $2,000.

INTRODUCING OUR Sequence Capital HELOC

HELOC rates

Give your clients the ultimate financial flexibility in Ontario’s dynamic market. The Sequence HELOC adapts seamlessly to your clients’ evolving needs, empowering them to unlock and access their home’s equity on their own terms. 

Feature

1st Position

2nd Position

Max LTV

75% Urban

$65% Urban

Loan Amount

$100K – $1.5 Million

$50k – $500K

Interest Rate

8.49%

9.99%

Interest Type

Fixed

Fixed

Open/Closed

Fully Open

Fully Open

Lender Fee

1.5% ($2,500 minimum)

2.5% ($2,500 minimum)

Term

2 Years

2 Year

Special offer rates

Closed Rate Special

Secure a competitive edge with Sequence Capital’s limited-time rate incentives, designed to provide brokers with competitive pricing on qualifying closed deals. 

Closed Rate Special
5.75% 1st mortgages up to 65% LTV
7.99% 1st mortgages up to 75% LTV
Available in ON, BC & AB

Core Terms

  • 1% Lender Fee
  • Closed term only
  • Urban & Suburban areas
  • Owner occupied & rentals
View & Download Offer

Fully Open Rate Special

Closed Rate Special
5.99% FULLY OPEN
RATE
Available in ON, BC & AB

Core Terms

  • 1% Lender Fee
  • Fully Open 1 Year Term
  • No Min Beacon
  • Max 65 LTV
View & Download Offer

Flat fee model

Secure a competitive edge with Sequence Capital’s limited-time rate incentives, designed to provide brokers with competitive pricing on qualifying closed deals. 

Closed Rate Special
$3,000 FLAT FEE
MODEL
Available in ON, BC & AB

Core Terms

  • Residential urban 1st mortgages up to 75% LTV
  • Mortgages above $1.5M considered case by case
  • 1-Year Term, Interest-only payments
  • Open after 3 months upon request
View & Download Offer

APPRAISERS

Approved appraisers

Our extensive network of preferred appraisers is prepared to handle various assignments.

  • 24 Appraisal Inc
  • Accredited Appraisals Inc

  • Affiliated Property Group

  • Appraisal Group Inc

  • Appraisals Niagara

  • AREAS Real Estate Appraisals & Advisory

  • Avison Young

  • Baayen & Associates Appraisers

  • Blair Blanchard Stapleton Real Estate Brokerage

  • Boreal Appraisal Services
  • Danford Appraisals

  • Enns, MacEachern, Pace, Maloney & Associates Inc.

  • Everest Appraisal Services

  • F.K. Mitchell Appraisals Inc

  • Georgian Appraisals

  • Home Value Inc

  • IAppraise Inc

  • Jeffrey Derochi Appraisal Services
  • Kawartha Lakes Appraisa
  • Lafontaine Appraisals

  • M.K. Espie Appraisals

  • M.W. Cotman & Associates Inc

  • Metrowide Appraisals

  • Otto & Company

  • Plaxton Appraisal Services

  • Quinte Appraisal Services Ltd

  • Real Estate Appraising and Consulting

  • Reliable Appraisal Service

  • Ron Merkley Real Estate & Appraisals Inc

  • S. Rayner & Associates

  • Schinkel Real Estate & Appraisals

  • Sovereign Appraisals Ltd

  • Steele & Associates

  • Swan Appraisals Inc

  • Top Class Appraisal

  • Warnica Appraisals Inc

If your approved appraiser is not on this list, please contact your Business Development Manager.

We’re here to help you
get the right mortgage solutions
for your clients. 

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