British Columbia
mortgage Solutions

Current BRITISH COLUMBIA Mortgage Rates

Current rates

To build a stronger partnership and better serve your clients’ lending needs, we fully disclose all our rates and terms for each province.

LTV

≤ 50%

51% to 65%

66% to 70%

71% to 75%

Starting Rate

6.99%

6.99%

8.49%

9.49%

Lender Fee

1% 

1%

1%

1%

Minimum fee $2,500.

LTV

≤ 50%

51% to 60%

61% to 65%

66% to 70%

71% to 75%

Starting Rate

7.99%

8.75%

8.99%

9.49%

9.99%

Lender Fee

2% 

2%

2%

2%

2%

Minimum fee $2,000.

LTV

≤ 50%

51% to 60%

61% to 65%

66% to 70%

Starting Rate

8.49%

9.25%

9.49%

9.99%

Lender Fee

1.5% 

1.5% 

1.5% 

1.5% 

Minimum fee $2,500.

LTV

≤ 50%

51% to 60%

61% to 65%

Starting Rate

8.99%

9.99%

10.99%

Lender Fee

2% 

2%

2%

Minimum fee $2,000.

LTV

Starting Rate

Lender Fee

≤ 50%

6.99%

1%

51% to 65%

6.99%

1%

66% to 70%

8.49%

1%

71% to 75%

9.49%

1%

Minimum fee $2,500.

LTV

Starting Rate

Lender Fee

≤ 50%

7.99%

2%

51% to 60%

8.75%

2%

61% to 65%

8.99%

2%

66% to 70%

9.49%

2%

71% to 75%

9.99%

2%

Minimum fee $2,000.

LTV

Starting Rate

Lender Fee

≤ 50%

8.49%

1.5%

51% to 60%

9.25%

1.5%

61% to 65%

9.49%

1.5%

66% to 70%

9.99%

1.5%

Minimum fee $2,500.

LTV

Starting Rate

Lender Fee

≤ 50%

8.99%

2%

51% to 60%

9.99%

2%

60% to 65%

10.99%

2%

Minimum fee $2,000.

INTRODUCING OUR Sequence Capital HELOC

HELOC rates

Give your clients the ultimate financial flexibility in British Columbia. The Sequence HELOC adapts seamlessly to your clients’ evolving needs, empowering them to unlock and access their home’s equity on their own terms.   

Feature

1st Position

2nd Position

Max LTV

75% Urban

65% Urban

Loan Amount

$100K – $1.5 Million

$50k – $500K

Interest Rate

8.49%

9.99%

Interest Type

Fixed

Fixed

Open/Closed

Fully Open

Fully Open

Lender Fee

1.5% ($2,500 minimum)

2.5% ($2,500 minimum)

Term

2 Years

2 Years

Special offer rates

Closed Rate Special

Secure a competitive edge with Sequence Capital’s limited-time rate incentives, designed to provide brokers with competitive pricing on qualifying closed deals. 

Closed Rate Special
5.75% 1st mortgages up to 65% LTV
7.99% 1st mortgages up to 75% LTV
Available in ON, BC & AB

Core Terms

  • 1% Lender Fee
  • Closed term only
  • Urban & Suburban areas
  • Owner occupied & rentals
View & Download Offer

Fully Open Rate Special

Closed Rate Special
5.99% FULLY OPEN
RATE
Available in ON, BC & AB

Core Terms

  • 1% Lender Fee
  • Fully Open 1 Year Term
  • No Min Beacon
  • Max 65 LTV
View & Download Offer

Flat fee model

Simplify your client’s closing costs with Sequence Capital’s transparent flat-fee pricing, available for select mortgages. 

Flat fee model
$3,000 FLAT FEE
MODEL
Available in ON, BC & AB

Key Features

  • Residential urban 1st mortgages up to 75% LTV
  • Mortgages above $1.5M considered case by case
  • 1-Year Term, Interest-only payments
  • Open after 3 months upon request
View & Download Offer

APPRAISERS

Approved appraisers

Our extensive network of preferred appraisers is prepared to handle various assignments.

  • A1 Appraisals Ltd
  • Adlaw Appraisals Ltd 

  • A-Teck Appraisals 
  • A Fast Appraisal Service 
  • Central Island Appraisals 
  • CH Godfrey Appraisals Ltd 
  • Coast Wide Appraisals 
  • Conviare Consultants Ltd 
  • Corrie Appraisals Ltd 
  • Fraser Valley Appraisals Ltd
  • Frilan Appraisals LLP 
  • Gobin Appraisals 
  • Jackson & Associates 
  • Keystone Appraisals 
  • Kutyn Property Services 
  • Lawrenson Walker Realty Advisors
  • Macintosh Appraisals Ltd 
  • Niemi LaPorte & Dowle Appraisals
  • Northland Appraisal Inc 
  • Okanagan Appraisals Ltd 
  • Revelstoke Appraisals Ltd 
  • Rocky Mountain Appraisal Ltd 
  • Schoenne & Associates 
  • South Cariboo Appraisals Ltd 
  • South Okanagan Appraisals 
  • Steve Cullis Appraisals Ltd 
  • Summit Appraisal & Consulting Ltd 
  • Thomson Rivers Appraisals & Real Estate Consultants Inc 
  • Walton Appraisals 
  • Westech Appraisal Services Ltd 

If your approved appraiser is not on this list, please contact your Business Development Manager.

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get the right mortgage solutions
for your clients. 

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