British Columbia mortgage solutions

Current rates

To build a stronger partnership and better serve your clients’ lending needs, we fully disclose all our rates and terms for each province.

1st mortgage urban centers

LTVStarting RateLender Fee
Less than 50%6.00%1.0%
50% to 60%6.05%1.0%
60% to 65%6.05%1.0%
65% to 70%7.75%1.0%
70% to 75%8.75%1.0%

Minimum fee $2,500 – maximum $800,000 for this pricing.

2nd mortgage urban centers

LTVStarting RateLender Fee
Less than 50%7.75%1.5%
50% to 60%8.50%1.5%
60% to 65%8.50%1.5%
65% to 70%9.25%1.5%
70% to 75%10.75%1.5%

Minimum fee $2,000.

1st mortgage rural properties

LTVStarting RateLender Fee
Less than 50%7.75%1.5%
50% to 60%8.25%1.5%
60% to 65%8.75%1.5%
65% to 70%9.99%1.5%

Minimum fee $2,500.

2nd mortgage rural properties

LTVStarting RateLender Fee
Less than 50%8.75%2.0%
50% to 60%9.25%2.0%
60% to 65%10.25%2.0%
65% to 70%11.50%2.0%

Minimum fee $2,000.

Products that we will consider on an exception basis:

  • Construction – major urban centers only
  • Bridge financing
  • New to Canada
  • Partial interest (BC only)
  • Lease land
  • Small commercial
  • Remediated grow ops