British Columbia mortgage solutions

Current rates

To build a stronger partnership and better serve your clients’ lending needs, we fully disclose all our rates and terms for each province.

1st mortgage urban centers

LTVStarting RateLender Fee
Less than 50%8.50%1.25%
51% to 60%9.00%1.25%
61% to 65%9.00%1.25%
66% to 70%9.50%1.25%
71% to 75%10.74%1.25%

Minimum fee $2,500 – maximum $1,000,000 for this pricing.

2nd mortgage urban centers

LTVStarting RateLender Fee
Less than 50%11.00%1.5%
51% to 60%11.50%1.5%
61% to 65%12.00%1.5%
66% to 70%12.50%1.5%
71% to 75%13.50%1.5%

Minimum fee $2,000.

1st mortgage rural properties

LTVStarting RateLender Fee
Less than 50%10.24%1.5%
51% to 60%10.74%1.5%
61% to 65%11.24%1.5%
66% to 70%12.24%1.5%

Minimum fee $2,500.

2nd mortgage rural properties

LTVStarting RateLender Fee
Less than 50%11.75%2.0%
51% to 60%12.24%2.0%
61% to 65%13.00%2.0%

Minimum fee $2,000.

Products that we will consider on an exception basis:

  • Construction – major urban centers only
  • Bridge financing
  • New to Canada
  • Partial interest (BC only)
  • Lease land
  • Small commercial
  • Remediated grow ops