British Columbia mortgage solutions

Current rates

To build a stronger partnership and better serve your clients’ lending needs, we fully disclose all our rates and terms for each province.

1st mortgage urban centers

LTVStarting RateLender Fee
50%9.49%1.25%
51% to 60%9.75%1.25%
61% to 65%9.99%1.25%
66% to 70%10.49%1.25%
71% to 75%11.25%1.25%

Minimum fee $2,500.

2nd mortgage urban centers

LTVStarting RateLender Fee
50%10.49%2%
51% to 60%11.25%2%
61% to 65%11.50%2%
66% to 70%11.95%2%
71% to 75%12.75%2%

Minimum fee $2,500.

1st mortgage rural properties

LTVStarting RateLender Fee
50%10.49%1.5%
51% to 60%11.25%1.5%
61% to 65%11.49%1.5%
66% to 70%11.99%1.5%

Minimum fee $2,500.

2nd mortgage rural properties

LTVStarting RateLender Fee
50%11.25%2%
51% to 60%12.25%2%
61% to 65%13.25%2%

Minimum fee $2,000.

Products that we will consider on an exception basis:

  • Bridge financing
  • New to Canada
  • Partial interest (BC only)
  • Lease land
  • Small commercial
  • Remediated grow ops